KOLA, Blerim; ZHEZHA, Vaeld; NOTI, Elton. Digital Banking Across the Balkans: Navigating Adoption, Innovation, and Regional Challenges. Interdisciplinary Journal of Research and Development, [S. l.], v. 11, n. 3, p. 40, 2024. DOI: 10.56345/ijrdv11n306. Disponível em: https://www.journal-uamd.org/index.php/IJRD/article/view/476. Acesso em: 14 mar. 2025.